Estimates only — not a pre-qualification or rate quote. A licensed lender confirms all figures.
Lead Information
Enter figures the lead has verbally confirmed. All values are estimates for the consultation.
Lofty Lead Match — for saving results to the CRM
Income & Debts
Credit & Profile
Property & Location
Interest Rate Assumptions — update to today's market
Defaults reflect mid-May 2026 averages. Check today's live rates:
Mortgage News Daily ↗
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FHA ↗
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VA ↗
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New-construction rate reflects typical builder buydown / forward commitment offers. Verify with the builder's preferred lender at the time of consultation.
Estimated Buying Power
Based on the income, debts, and full monthly payment (taxes, insurance, PMI, HOA) entered above.
Resale
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Conservative
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28/36
Stretch
—
31/43
FHA Max
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46/56.9
New Construction
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Conservative
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28/36
Stretch
—
31/43
FHA Max
—
46/56.9
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Loan Program Match
Best-fit mortgage types for this profile. The lender confirms final eligibility and rate.
Down Payment Assistance & Grants
Programs screened against the entered profile. Funding cycles change — always verify current availability.
Strategy & Recommendations
Data-driven ways to improve buying power or out-of-pocket cost.
Important: This tool produces estimates only to guide the consultation. It is not a
pre-qualification, a loan commitment, or an interest-rate quote. Actual rates depend on credit, loan type,
and lender. Program eligibility, funding, and deadlines change frequently and must be verified with the
program administrator or a participating lender. Income-tax filing questions should be referred to a CPA.
